BIMA 400 - Life Insurance Plus Hospicash



BIMA 400 is a special 3-in-1 product that has Personal Accidents cover, Life Benefits and  Hospital Cash covering confinement within a hospital as an inpatient under the care of a physician due to accident and non-accidental causes.



  1. Personal Accident Coverage up to Php 360,000
  2. Life Coverage up to Php 180,000
  3. Hospital Cash amounting Php 500/day
  4. Hospital Cash up to 10 days per month


More Details on Coverage

Cited below are the common cases covered by BIMA Hospital Cash.

  1. Accident and Injuries
  2. Food Poisoning 
  3. Animal Bites
  4. Acts of Nature
  5. Sickness and Illnesses

Within a Hospital as "inpatient" beginning on the first day of confinement up to a maximum of 10 days per month.

In case of inpatient hospitalization, the insured will receive a Hospital Cash Benefit of ₱500.00 per day.

The confinement/admission of the insured individual in a hospital for a continuous number of hours for which the Hospital has charged a full daily room and board fee.

The insured will receive a Hospital Cash Benefit of ₱500.00 per day, (maximum of 10-days per month). The monthly insurance premium will be added on top of your monthly post-paid or credit card bill.

To find out more, check out all the exclusions here

    By clicking on Add to Cart, I agree to the terms and conditions, claims policy, cookie policy, and privacy policy.